Homeowners in Minnesota researching full coverage vs liability face different prices, rules, and provider availability across Minneapolis, St. Paul, and smaller communities. This local guide connects the national full coverage vs liability advice with Minnesota labor costs, licensing checks, cities, and professionals who serve the state.
Professionals serving Minnesota
Best Auto Insurance Companies Serving Minnesota
Here is how each auto insurance company on this list earns its spot, with real Minnesota market context behind every recommendation.
For fast scheduling anywhere in Minnesota, US 911 Auto Insurance routes calls to available local auto insurance pros 24/7. A 4.9-star average over 1718 reviews reflects how it treats repeat customers. Its Minnesota footprint concentrates where the work is - Minneapolis, St. Paul, and the communities in between. Call to confirm availability in your part of Minnesota, and ask US 911 Auto Insurance for references from recent local jobs.
(888) 524-1338When auto insurance problems cannot wait, ShieldWay Auto Insurance is a name Minnesota homeowners pass along. Customers rate it 4.5 stars across 40 reviews and past clients single out on-time arrival. It competes in the country's #22 largest state market - about 5.7 million residents - where auto insurance demand stays steady. Call to confirm availability in your part of Minnesota, and ask ShieldWay Auto Insurance for references from recent local jobs.
(213) 376-0295TrueRate Auto Insurance ranks among the Minnesota auto insurance companies homeowners shortlist most often. A 4.6-star average over 51 reviews reflects how it treats repeat customers. Its Minnesota footprint concentrates where the work is - Minneapolis, St. Paul, and the communities in between. Request a written quote from TrueRate Auto Insurance and at least two other Minnesota providers before you commit.
(609) 798-9937Homeowners across Minnesota regularly turn to DriveSure Insurance Group when they need auto insurance work. Reviewers most often mention friendly, professional technicians and high-quality workmanship. Demand around Minneapolis and St. Paul keeps Minnesota calendars full, so early quote requests get the best slots. Compare DriveSure Insurance Group against the rest of this Minnesota list on licensing, reviews, and the clarity of its quote.
(305) 810-8298Few auto insurance providers serving Minnesota come up in side-by-side comparisons as often as ClearLane Auto Insurance. A 4.8-star average over 73 reviews reflects how it treats repeat customers. Before booking, credentials are easy to check: Minnesota contractor licensing runs through the Minnesota Dept. of Labor & Industry. Compare ClearLane Auto Insurance against the rest of this Minnesota list on licensing, reviews, and the clarity of its quote.
(813) 592-7326Minnesota homeowners researching full coverage vs liability will quickly run into SafeMile Insurance Co. - and for good reason. Reviewers most often mention high-quality workmanship and honest recommendations. Demand around Minneapolis and St. Paul keeps Minnesota calendars full, so early quote requests get the best slots. Put SafeMile Insurance Co. side by side with the other Minnesota companies on this page, then let written quotes settle it.
(504) 977-0531Among the auto insurance companies serving Minnesota, PrimeRoad Auto Insurance stands out for consistency. Customers rate it 4.5 stars across 95 reviews and past clients single out clear communication throughout. Before booking, credentials are easy to check: Minnesota contractor licensing runs through the Minnesota Dept. of Labor & Industry. As with any Minnesota hire, weigh PrimeRoad Auto Insurance's written scope and warranty against two competing bids.
(973) 606-9985If you are gathering Minnesota quotes for auto insurance work, BlueHighway Insurance belongs on the shortlist. Its team handles auto + home bundles and full coverage, alongside the rest of the usual auto insurance workload. Demand around Minneapolis and St. Paul keeps Minnesota calendars full, so early quote requests get the best slots. As with any Minnesota hire, weigh BlueHighway Insurance's written scope and warranty against two competing bids.
(619) 305-1464For many Minnesota households, FirstGear Auto Insurance is the first call for auto insurance work. Its team handles full coverage and liability coverage, alongside the rest of the usual auto insurance workload. Demand around Minneapolis and St. Paul keeps Minnesota calendars full, so early quote requests get the best slots. Compare FirstGear Auto Insurance against the rest of this Minnesota list on licensing, reviews, and the clarity of its quote.
(248) 593-0131CoverPoint Insurance Solutions serves Minnesota homeowners with a focus on doing auto insurance work right the first time. The company quotes work in writing up front, which makes it easy to compare against other bids. Its Minnesota footprint concentrates where the work is - Minneapolis, St. Paul, and the communities in between. Call to confirm availability in your part of Minnesota, and ask CoverPoint Insurance Solutions for references from recent local jobs.
(702) 760-6722The Minnesota Market by the Numbers
Population
5,706,494
#22 largest state, 2020 Census
License verification
Minnesota Dept. of Labor & Industry
Contractors are licensed at the state level - verify before hiring.
Largest metro areas
Minneapolis · St. Paul · Rochester
Where Minnesota demand concentrates
Sources: U.S. Census Bureau, 2020 Census (April 1, 2020).