Auto Insurance · Local service

Full Coverage vs Liability in North Dakota

Compare professionals serving North Dakota.

Homeowners in North Dakota researching full coverage vs liability face different prices, rules, and provider availability across Fargo, Bismarck, and smaller communities. This local guide connects the national full coverage vs liability advice with North Dakota labor costs, licensing checks, cities, and professionals who serve the state.

Professionals serving North Dakota

Who to Call in North Dakota: Top Auto Insurance Companies

Ratings and phone numbers only tell part of the story. These profiles add the North Dakota-specific detail that matters when comparing full coverage vs liability.

1.

US 911 Auto Insurance

4.9(1718 reviews) VerifiedFeatured

US 911 Auto Insurance answers around the clock and pairs North Dakota homeowners with vetted auto insurance pros nearby. Core services run from bundle & save to auto + home bundles, so most residential jobs stay in-house. Before booking, credentials are easy to check: North Dakota contractor licensing runs through the North Dakota Secretary of State — Contractor License. As with any North Dakota hire, weigh US 911 Auto Insurance's written scope and warranty against two competing bids.

(888) 524-1338
2.

ShieldWay Auto Insurance

4.5(40 reviews) Verified

When auto insurance problems cannot wait, ShieldWay Auto Insurance is a name North Dakota homeowners pass along. A 4.5-star average over 40 reviews reflects how it treats repeat customers. Before booking, credentials are easy to check: North Dakota contractor licensing runs through the North Dakota Secretary of State — Contractor License. As with any North Dakota hire, weigh ShieldWay Auto Insurance's written scope and warranty against two competing bids.

(213) 376-0295
3.

TrueRate Auto Insurance

4.6(51 reviews)

TrueRate Auto Insurance ranks among the North Dakota auto insurance companies homeowners shortlist most often. Reviewers most often mention fair, upfront pricing and clean, tidy work areas. Before booking, credentials are easy to check: North Dakota contractor licensing runs through the North Dakota Secretary of State — Contractor License. Compare TrueRate Auto Insurance against the rest of this North Dakota list on licensing, reviews, and the clarity of its quote.

(609) 798-9937
4.

DriveSure Insurance Group

4.7(62 reviews)

Homeowners across North Dakota regularly turn to DriveSure Insurance Group when they need auto insurance work. A 4.7-star average over 62 reviews reflects how it treats repeat customers. Its North Dakota footprint concentrates where the work is - Fargo, Bismarck, and the communities in between. Call to confirm availability in your part of North Dakota, and ask DriveSure Insurance Group for references from recent local jobs.

(305) 810-8298
5.

ClearLane Auto Insurance

4.8(73 reviews) Verified

Few auto insurance providers serving North Dakota come up in side-by-side comparisons as often as ClearLane Auto Insurance. Customers rate it 4.8 stars across 73 reviews and past clients single out clean, tidy work areas. It competes in the country's #47 largest state market - about 780,000 residents - where auto insurance demand stays steady. Request a written quote from ClearLane Auto Insurance and at least two other North Dakota providers before you commit.

(813) 592-7326
6.

SafeMile Insurance Co.

4.9(84 reviews)

North Dakota homeowners researching full coverage vs liability will quickly run into SafeMile Insurance Co. - and for good reason. Core services run from full coverage to liability coverage, so most residential jobs stay in-house. It competes in the country's #47 largest state market - about 780,000 residents - where auto insurance demand stays steady. Request a written quote from SafeMile Insurance Co. and at least two other North Dakota providers before you commit.

(504) 977-0531
7.

PrimeRoad Auto Insurance

4.5(95 reviews)

Among the auto insurance companies serving North Dakota, PrimeRoad Auto Insurance stands out for consistency. Core services run from liability coverage to multi-car discounts, so most residential jobs stay in-house. It competes in the country's #47 largest state market - about 780,000 residents - where auto insurance demand stays steady. Call to confirm availability in your part of North Dakota, and ask PrimeRoad Auto Insurance for references from recent local jobs.

(973) 606-9985
8.

BlueHighway Insurance

4.6(106 reviews) Verified

If you are gathering North Dakota quotes for auto insurance work, BlueHighway Insurance belongs on the shortlist. A 4.6-star average over 106 reviews reflects how it treats repeat customers. It competes in the country's #47 largest state market - about 780,000 residents - where auto insurance demand stays steady. Call to confirm availability in your part of North Dakota, and ask BlueHighway Insurance for references from recent local jobs.

(619) 305-1464
9.

FirstGear Auto Insurance

4.7(117 reviews)

For many North Dakota households, FirstGear Auto Insurance is the first call for auto insurance work. Core services run from full coverage to liability coverage, so most residential jobs stay in-house. It competes in the country's #47 largest state market - about 780,000 residents - where auto insurance demand stays steady. A quick call tells you how soon FirstGear Auto Insurance can start in your corner of North Dakota and what a visit will cost.

(248) 593-0131
10.

CoverPoint Insurance Solutions

4.8(128 reviews)

CoverPoint Insurance Solutions serves North Dakota homeowners with a focus on doing auto insurance work right the first time. Its team handles liability coverage and multi-car discounts, alongside the rest of the usual auto insurance workload. Demand around Fargo and Bismarck keeps North Dakota calendars full, so early quote requests get the best slots. As with any North Dakota hire, weigh CoverPoint Insurance Solutions's written scope and warranty against two competing bids.

(702) 760-6722

Auto Insurance in North Dakota: Key Numbers

Population

779,094

#47 largest state, 2020 Census

License verification

North Dakota Secretary of State — Contractor License

Contractors are licensed at the state level - verify before hiring.

Largest metro areas

Fargo · Bismarck · Grand Forks

Where North Dakota demand concentrates

Sources: U.S. Census Bureau, 2020 Census (April 1, 2020).

How much does full coverage vs liability cost in North Dakota?
Full Coverage vs Liability pricing in North Dakota depends on scope, materials, local labor rates, and the provider. Costs in larger metros often run higher than in rural areas. Compare at least three written quotes from North Dakota providers.
Are auto insurance contractors in North Dakota licensed and insured?
Licensing and insurance requirements for auto insurance work vary by state and municipality. Before hiring any North Dakota auto insurance company, confirm it holds the proper state license, carries liability insurance, and can provide references.
How do I choose the best auto insurance company in North Dakota?
Compare provider ratings, read what past customers liked and disliked, verify licensing and insurance, and request written quotes from several North Dakota companies. The list above ranks top-rated auto insurance providers serving homeowners across the state.