Auto Insurance · Local service

How to Choose an Auto Insurance Company in Minnesota

Compare professionals serving Minnesota.

Homeowners in Minnesota researching how to choose an auto insurance company face different prices, rules, and provider availability across Minneapolis, St. Paul, and smaller communities. This local guide connects the national how to choose an auto insurance company advice with Minnesota labor costs, licensing checks, cities, and professionals who serve the state.

Professionals serving Minnesota

Top Auto Insurance Providers Across Minnesota

Short profiles of every provider on this page - what each one handles, how customers rate them, and how they fit the Minnesota market for how to choose an auto insurance company.

1.

US 911 Auto Insurance

4.9(1718 reviews) VerifiedFeatured

Rather than a single local shop, US 911 Auto Insurance is a nationwide network matching Minnesota callers with auto insurance help. Its team handles bundle & save and auto + home bundles, alongside the rest of the usual auto insurance workload. It competes in the country's #22 largest state market - about 5.7 million residents - where auto insurance demand stays steady. A quick call tells you how soon US 911 Auto Insurance can start in your corner of Minnesota and what a visit will cost.

(888) 524-1338
2.

ShieldWay Auto Insurance

4.5(40 reviews) Verified

For many Minnesota households, ShieldWay Auto Insurance is the first call for auto insurance work. The company quotes work in writing up front, which makes it easy to compare against other bids. Its Minnesota footprint concentrates where the work is - Minneapolis, St. Paul, and the communities in between. A quick call tells you how soon ShieldWay Auto Insurance can start in your corner of Minnesota and what a visit will cost.

(213) 376-0295
3.

TrueRate Auto Insurance

4.6(51 reviews)

TrueRate Auto Insurance serves Minnesota homeowners with a focus on doing auto insurance work right the first time. A 4.6-star average over 51 reviews reflects how it treats repeat customers. It competes in the country's #22 largest state market - about 5.7 million residents - where auto insurance demand stays steady. Request a written quote from TrueRate Auto Insurance and at least two other Minnesota providers before you commit.

(609) 798-9937
4.

DriveSure Insurance Group

4.7(62 reviews)

On Minnesota provider lists for how to choose an auto insurance company, DriveSure Insurance Group earns its place near the top. Reviewers most often mention friendly, professional technicians and high-quality workmanship. Demand around Minneapolis and St. Paul keeps Minnesota calendars full, so early quote requests get the best slots. Put DriveSure Insurance Group side by side with the other Minnesota companies on this page, then let written quotes settle it.

(305) 810-8298
5.

ClearLane Auto Insurance

4.8(73 reviews) Verified

Working across Minnesota, ClearLane Auto Insurance has turned dependable auto insurance service into repeat business. The company quotes work in writing up front, which makes it easy to compare against other bids. Before booking, credentials are easy to check: Minnesota contractor licensing runs through the Minnesota Dept. of Labor & Industry. Compare ClearLane Auto Insurance against the rest of this Minnesota list on licensing, reviews, and the clarity of its quote.

(813) 592-7326
6.

SafeMile Insurance Co.

4.9(84 reviews)

A shortlist for how to choose an auto insurance company in Minnesota is not complete without SafeMile Insurance Co. Customers rate it 4.9 stars across 84 reviews and past clients single out high-quality workmanship. Demand around Minneapolis and St. Paul keeps Minnesota calendars full, so early quote requests get the best slots. As with any Minnesota hire, weigh SafeMile Insurance Co.'s written scope and warranty against two competing bids.

(504) 977-0531
7.

PrimeRoad Auto Insurance

4.5(95 reviews)

Minnesota residents weighing how to choose an auto insurance company often end up comparing PrimeRoad Auto Insurance against the rest of the field. Customers rate it 4.5 stars across 95 reviews and past clients single out clear communication throughout. Before booking, credentials are easy to check: Minnesota contractor licensing runs through the Minnesota Dept. of Labor & Industry. As with any Minnesota hire, weigh PrimeRoad Auto Insurance's written scope and warranty against two competing bids.

(973) 606-9985
8.

BlueHighway Insurance

4.6(106 reviews) Verified

When auto insurance problems cannot wait, BlueHighway Insurance is a name Minnesota homeowners pass along. Customers rate it 4.6 stars across 106 reviews and past clients single out honest recommendations. Before booking, credentials are easy to check: Minnesota contractor licensing runs through the Minnesota Dept. of Labor & Industry. Compare BlueHighway Insurance against the rest of this Minnesota list on licensing, reviews, and the clarity of its quote.

(619) 305-1464
9.

FirstGear Auto Insurance

4.7(117 reviews)

FirstGear Auto Insurance ranks among the Minnesota auto insurance companies homeowners shortlist most often. Its team handles full coverage and liability coverage, alongside the rest of the usual auto insurance workload. Demand around Minneapolis and St. Paul keeps Minnesota calendars full, so early quote requests get the best slots. Compare FirstGear Auto Insurance against the rest of this Minnesota list on licensing, reviews, and the clarity of its quote.

(248) 593-0131
10.

CoverPoint Insurance Solutions

4.8(128 reviews)

Homeowners across Minnesota regularly turn to CoverPoint Insurance Solutions when they need auto insurance work. The company quotes work in writing up front, which makes it easy to compare against other bids. It competes in the country's #22 largest state market - about 5.7 million residents - where auto insurance demand stays steady. Call to confirm availability in your part of Minnesota, and ask CoverPoint Insurance Solutions for references from recent local jobs.

(702) 760-6722

Auto Insurance in Minnesota: Key Numbers

Population

5,706,494

#22 largest state, 2020 Census

License verification

Minnesota Dept. of Labor & Industry

Contractors are licensed at the state level - verify before hiring.

Largest metro areas

Minneapolis · St. Paul · Rochester

Where Minnesota demand concentrates

Sources: U.S. Census Bureau, 2020 Census (April 1, 2020).

How much does how to choose an auto insurance company cost in Minnesota?
How to Choose an Auto Insurance Company pricing in Minnesota depends on scope, materials, local labor rates, and the provider. Costs in larger metros often run higher than in rural areas. Compare at least three written quotes from Minnesota providers.
Are auto insurance contractors in Minnesota licensed and insured?
Licensing and insurance requirements for auto insurance work vary by state and municipality. Before hiring any Minnesota auto insurance company, confirm it holds the proper state license, carries liability insurance, and can provide references.
How do I choose the best auto insurance company in Minnesota?
Compare provider ratings, read what past customers liked and disliked, verify licensing and insurance, and request written quotes from several Minnesota companies. The list above ranks top-rated auto insurance providers serving homeowners across the state.