Auto Insurance · Local service

Cheap Car Insurance in Minnesota

Compare professionals serving Minnesota.

Homeowners in Minnesota researching cheap car insurance face different prices, rules, and provider availability across Minneapolis, St. Paul, and smaller communities. This local guide connects the national cheap car insurance advice with Minnesota labor costs, licensing checks, cities, and professionals who serve the state.

Professionals serving Minnesota

The Best Auto Insurance Companies in Minnesota

Short profiles of every provider on this page - what each one handles, how customers rate them, and how they fit the Minnesota market for cheap car insurance.

1.

US 911 Auto Insurance

4.9(1718 reviews) VerifiedFeatured

For fast scheduling anywhere in Minnesota, US 911 Auto Insurance routes calls to available local auto insurance pros 24/7. The company quotes work in writing up front, which makes it easy to compare against other bids. Its Minnesota footprint concentrates where the work is - Minneapolis, St. Paul, and the communities in between. Request a written quote from US 911 Auto Insurance and at least two other Minnesota providers before you commit.

(888) 524-1338
2.

ShieldWay Auto Insurance

4.5(40 reviews) Verified

Few auto insurance providers serving Minnesota come up in side-by-side comparisons as often as ShieldWay Auto Insurance. Its business details carry a verified badge in this directory, checked by our listings team. It competes in the country's #22 largest state market - about 5.7 million residents - where auto insurance demand stays steady. Call to confirm availability in your part of Minnesota, and ask ShieldWay Auto Insurance for references from recent local jobs.

(213) 376-0295
3.

TrueRate Auto Insurance

4.6(51 reviews)

Minnesota homeowners researching cheap car insurance will quickly run into TrueRate Auto Insurance - and for good reason. Core services run from full coverage to liability coverage, so most residential jobs stay in-house. Its Minnesota footprint concentrates where the work is - Minneapolis, St. Paul, and the communities in between. A quick call tells you how soon TrueRate Auto Insurance can start in your corner of Minnesota and what a visit will cost.

(609) 798-9937
4.

DriveSure Insurance Group

4.7(62 reviews)

Among the auto insurance companies serving Minnesota, DriveSure Insurance Group stands out for consistency. Customers rate it 4.7 stars across 62 reviews and past clients single out friendly, professional technicians. Demand around Minneapolis and St. Paul keeps Minnesota calendars full, so early quote requests get the best slots. As with any Minnesota hire, weigh DriveSure Insurance Group's written scope and warranty against two competing bids.

(305) 810-8298
5.

ClearLane Auto Insurance

4.8(73 reviews) Verified

If you are gathering Minnesota quotes for cheap car insurance, ClearLane Auto Insurance belongs on the shortlist. Its team handles auto + home bundles and full coverage, alongside the rest of the usual auto insurance workload. Demand around Minneapolis and St. Paul keeps Minnesota calendars full, so early quote requests get the best slots. Compare ClearLane Auto Insurance against the rest of this Minnesota list on licensing, reviews, and the clarity of its quote.

(813) 592-7326
6.

SafeMile Insurance Co.

4.9(84 reviews)

For many Minnesota households, SafeMile Insurance Co. is the first call for cheap car insurance. Customers rate it 4.9 stars across 84 reviews and past clients single out high-quality workmanship. Demand around Minneapolis and St. Paul keeps Minnesota calendars full, so early quote requests get the best slots. Compare SafeMile Insurance Co. against the rest of this Minnesota list on licensing, reviews, and the clarity of its quote.

(504) 977-0531
7.

PrimeRoad Auto Insurance

4.5(95 reviews)

PrimeRoad Auto Insurance serves Minnesota homeowners with a focus on doing auto insurance work right the first time. Customers rate it 4.5 stars across 95 reviews and past clients single out clear communication throughout. Demand around Minneapolis and St. Paul keeps Minnesota calendars full, so early quote requests get the best slots. As with any Minnesota hire, weigh PrimeRoad Auto Insurance's written scope and warranty against two competing bids.

(973) 606-9985
8.

BlueHighway Insurance

4.6(106 reviews) Verified

On Minnesota provider lists for cheap car insurance, BlueHighway Insurance earns its place near the top. Core services run from auto + home bundles to full coverage, so most residential jobs stay in-house. Before booking, credentials are easy to check: Minnesota contractor licensing runs through the Minnesota Dept. of Labor & Industry. As with any Minnesota hire, weigh BlueHighway Insurance's written scope and warranty against two competing bids.

(619) 305-1464
9.

FirstGear Auto Insurance

4.7(117 reviews)

Working across Minnesota, FirstGear Auto Insurance has turned dependable auto insurance service into repeat business. Its team handles full coverage and liability coverage, alongside the rest of the usual auto insurance workload. Before booking, credentials are easy to check: Minnesota contractor licensing runs through the Minnesota Dept. of Labor & Industry. Compare FirstGear Auto Insurance against the rest of this Minnesota list on licensing, reviews, and the clarity of its quote.

(248) 593-0131
10.

CoverPoint Insurance Solutions

4.8(128 reviews)

A shortlist for cheap car insurance in Minnesota is not complete without CoverPoint Insurance Solutions. A 4.8-star average over 128 reviews reflects how it treats repeat customers. Its Minnesota footprint concentrates where the work is - Minneapolis, St. Paul, and the communities in between. Call to confirm availability in your part of Minnesota, and ask CoverPoint Insurance Solutions for references from recent local jobs.

(702) 760-6722

Auto Insurance in Minnesota: Key Numbers

Population

5,706,494

#22 largest state, 2020 Census

License verification

Minnesota Dept. of Labor & Industry

Contractors are licensed at the state level - verify before hiring.

Largest metro areas

Minneapolis · St. Paul · Rochester

Where Minnesota demand concentrates

Sources: U.S. Census Bureau, 2020 Census (April 1, 2020).

How much does cheap car insurance cost in Minnesota?
Cheap Car Insurance pricing in Minnesota depends on scope, materials, local labor rates, and the provider. Costs in larger metros often run higher than in rural areas. Compare at least three written quotes from Minnesota providers.
Are auto insurance contractors in Minnesota licensed and insured?
Licensing and insurance requirements for auto insurance work vary by state and municipality. Before hiring any Minnesota auto insurance company, confirm it holds the proper state license, carries liability insurance, and can provide references.
How do I choose the best auto insurance company in Minnesota?
Compare provider ratings, read what past customers liked and disliked, verify licensing and insurance, and request written quotes from several Minnesota companies. The list above ranks top-rated auto insurance providers serving homeowners across the state.