Auto Insurance · Local service

Cheap Car Insurance in Rhode Island

Compare professionals serving Rhode Island.

Homeowners in Rhode Island researching cheap car insurance face different prices, rules, and provider availability across Providence, Cranston, and smaller communities. This local guide connects the national cheap car insurance advice with Rhode Island labor costs, licensing checks, cities, and professionals who serve the state.

Professionals serving Rhode Island

Top Auto Insurance Providers Across Rhode Island

Use these profiles to narrow the Rhode Island list to two or three companies worth a written quote on cheap car insurance.

1.

US 911 Auto Insurance

4.9(1718 reviews) VerifiedFeatured

For fast scheduling anywhere in Rhode Island, US 911 Auto Insurance routes calls to available local auto insurance pros 24/7. Its business details carry a verified badge in this directory, checked by our listings team. Its Rhode Island footprint concentrates where the work is - Providence, Cranston, and the communities in between. A quick call tells you how soon US 911 Auto Insurance can start in your corner of Rhode Island and what a visit will cost.

(888) 524-1338
2.

ShieldWay Auto Insurance

4.5(40 reviews) Verified

For many Rhode Island households, ShieldWay Auto Insurance is the first call for cheap car insurance. Reviewers most often mention on-time arrival and friendly, professional technicians. It competes in the country's #43 largest state market - about 1.1 million residents - where auto insurance demand stays steady. Request a written quote from ShieldWay Auto Insurance and at least two other Rhode Island providers before you commit.

(213) 376-0295
3.

TrueRate Auto Insurance

4.6(51 reviews)

TrueRate Auto Insurance serves Rhode Island homeowners with a focus on doing auto insurance work right the first time. The company quotes work in writing up front, which makes it easy to compare against other bids. Its Rhode Island footprint concentrates where the work is - Providence, Cranston, and the communities in between. Call to confirm availability in your part of Rhode Island, and ask TrueRate Auto Insurance for references from recent local jobs.

(609) 798-9937
4.

DriveSure Insurance Group

4.7(62 reviews)

On Rhode Island provider lists for cheap car insurance, DriveSure Insurance Group earns its place near the top. Customers rate it 4.7 stars across 62 reviews and past clients single out friendly, professional technicians. Demand around Providence and Cranston keeps Rhode Island calendars full, so early quote requests get the best slots. As with any Rhode Island hire, weigh DriveSure Insurance Group's written scope and warranty against two competing bids.

(305) 810-8298
5.

ClearLane Auto Insurance

4.8(73 reviews) Verified

Working across Rhode Island, ClearLane Auto Insurance has turned dependable auto insurance service into repeat business. Core services run from auto + home bundles to full coverage, so most residential jobs stay in-house. Demand around Providence and Cranston keeps Rhode Island calendars full, so early quote requests get the best slots. As with any Rhode Island hire, weigh ClearLane Auto Insurance's written scope and warranty against two competing bids.

(813) 592-7326
6.

SafeMile Insurance Co.

4.9(84 reviews)

A shortlist for cheap car insurance in Rhode Island is not complete without SafeMile Insurance Co. Its team handles full coverage and liability coverage, alongside the rest of the usual auto insurance workload. Before booking, credentials are easy to check: Rhode Island contractor licensing runs through the Rhode Island Contractors' Registration & Licensing Board. As with any Rhode Island hire, weigh SafeMile Insurance Co.'s written scope and warranty against two competing bids.

(504) 977-0531
7.

PrimeRoad Auto Insurance

4.5(95 reviews)

Rhode Island residents weighing cheap car insurance often end up comparing PrimeRoad Auto Insurance against the rest of the field. Its team handles liability coverage and multi-car discounts, alongside the rest of the usual auto insurance workload. Demand around Providence and Cranston keeps Rhode Island calendars full, so early quote requests get the best slots. Put PrimeRoad Auto Insurance side by side with the other Rhode Island companies on this page, then let written quotes settle it.

(973) 606-9985
8.

BlueHighway Insurance

4.6(106 reviews) Verified

When auto insurance problems cannot wait, BlueHighway Insurance is a name Rhode Island homeowners pass along. A 4.6-star average over 106 reviews reflects how it treats repeat customers. Demand around Providence and Cranston keeps Rhode Island calendars full, so early quote requests get the best slots. Compare BlueHighway Insurance against the rest of this Rhode Island list on licensing, reviews, and the clarity of its quote.

(619) 305-1464
9.

FirstGear Auto Insurance

4.7(117 reviews)

FirstGear Auto Insurance ranks among the Rhode Island auto insurance companies homeowners shortlist most often. Customers rate it 4.7 stars across 117 reviews and past clients single out fast scheduling. Before booking, credentials are easy to check: Rhode Island contractor licensing runs through the Rhode Island Contractors' Registration & Licensing Board. Put FirstGear Auto Insurance side by side with the other Rhode Island companies on this page, then let written quotes settle it.

(248) 593-0131
10.

CoverPoint Insurance Solutions

4.8(128 reviews)

Homeowners across Rhode Island regularly turn to CoverPoint Insurance Solutions when they need cheap car insurance. A 4.8-star average over 128 reviews reflects how it treats repeat customers. Its Rhode Island footprint concentrates where the work is - Providence, Cranston, and the communities in between. Call to confirm availability in your part of Rhode Island, and ask CoverPoint Insurance Solutions for references from recent local jobs.

(702) 760-6722

Rhode Island Auto Insurance Market at a Glance

Population

1,097,379

#43 largest state, 2020 Census

License verification

Rhode Island Contractors' Registration & Licensing Board

Contractors are licensed at the state level - verify before hiring.

Largest metro areas

Providence · Cranston · Warwick

Where Rhode Island demand concentrates

Sources: U.S. Census Bureau, 2020 Census (April 1, 2020).

How much does cheap car insurance cost in Rhode Island?
Cheap Car Insurance pricing in Rhode Island depends on scope, materials, local labor rates, and the provider. Costs in larger metros often run higher than in rural areas. Compare at least three written quotes from Rhode Island providers.
Are auto insurance contractors in Rhode Island licensed and insured?
Licensing and insurance requirements for auto insurance work vary by state and municipality. Before hiring any Rhode Island auto insurance company, confirm it holds the proper state license, carries liability insurance, and can provide references.
How do I choose the best auto insurance company in Rhode Island?
Compare provider ratings, read what past customers liked and disliked, verify licensing and insurance, and request written quotes from several Rhode Island companies. The list above ranks top-rated auto insurance providers serving homeowners across the state.