Auto Insurance · Local service

Average Cost of Car Insurance in Rhode Island

Compare professionals serving Rhode Island.

Homeowners in Rhode Island researching average cost of car insurance face different prices, rules, and provider availability across Providence, Cranston, and smaller communities. This local guide connects the national average cost of car insurance advice with Rhode Island labor costs, licensing checks, cities, and professionals who serve the state.

Professionals serving Rhode Island

Best Auto Insurance Companies Serving Rhode Island

Short profiles of every provider on this page - what each one handles, how customers rate them, and how they fit the Rhode Island market for average cost of car insurance.

1.

US 911 Auto Insurance

4.9(1718 reviews) VerifiedFeatured

Rather than a single local shop, US 911 Auto Insurance is a nationwide network matching Rhode Island callers with auto insurance help. Core services run from bundle & save to auto + home bundles, so most residential jobs stay in-house. Its Rhode Island footprint concentrates where the work is - Providence, Cranston, and the communities in between. Request a written quote from US 911 Auto Insurance and at least two other Rhode Island providers before you commit.

(888) 524-1338
2.

ShieldWay Auto Insurance

4.5(40 reviews) Verified

Rhode Island homeowners researching average cost of car insurance will quickly run into ShieldWay Auto Insurance - and for good reason. A 4.5-star average over 40 reviews reflects how it treats repeat customers. It competes in the country's #43 largest state market - about 1.1 million residents - where auto insurance demand stays steady. A quick call tells you how soon ShieldWay Auto Insurance can start in your corner of Rhode Island and what a visit will cost.

(213) 376-0295
3.

TrueRate Auto Insurance

4.6(51 reviews)

Among the auto insurance companies serving Rhode Island, TrueRate Auto Insurance stands out for consistency. Core services run from full coverage to liability coverage, so most residential jobs stay in-house. Its Rhode Island footprint concentrates where the work is - Providence, Cranston, and the communities in between. Request a written quote from TrueRate Auto Insurance and at least two other Rhode Island providers before you commit.

(609) 798-9937
4.

DriveSure Insurance Group

4.7(62 reviews)

If you are gathering Rhode Island quotes for average cost of car insurance, DriveSure Insurance Group belongs on the shortlist. Customers rate it 4.7 stars across 62 reviews and past clients single out friendly, professional technicians. Before booking, credentials are easy to check: Rhode Island contractor licensing runs through the Rhode Island Contractors' Registration & Licensing Board. As with any Rhode Island hire, weigh DriveSure Insurance Group's written scope and warranty against two competing bids.

(305) 810-8298
5.

ClearLane Auto Insurance

4.8(73 reviews) Verified

For many Rhode Island households, ClearLane Auto Insurance is the first call for average cost of car insurance. Customers rate it 4.8 stars across 73 reviews and past clients single out clean, tidy work areas. Demand around Providence and Cranston keeps Rhode Island calendars full, so early quote requests get the best slots. Put ClearLane Auto Insurance side by side with the other Rhode Island companies on this page, then let written quotes settle it.

(813) 592-7326
6.

SafeMile Insurance Co.

4.9(84 reviews)

SafeMile Insurance Co. serves Rhode Island homeowners with a focus on doing auto insurance work right the first time. Its team handles full coverage and liability coverage, alongside the rest of the usual auto insurance workload. Demand around Providence and Cranston keeps Rhode Island calendars full, so early quote requests get the best slots. Compare SafeMile Insurance Co. against the rest of this Rhode Island list on licensing, reviews, and the clarity of its quote.

(504) 977-0531
7.

PrimeRoad Auto Insurance

4.5(95 reviews)

On Rhode Island provider lists for average cost of car insurance, PrimeRoad Auto Insurance earns its place near the top. Its team handles liability coverage and multi-car discounts, alongside the rest of the usual auto insurance workload. Before booking, credentials are easy to check: Rhode Island contractor licensing runs through the Rhode Island Contractors' Registration & Licensing Board. As with any Rhode Island hire, weigh PrimeRoad Auto Insurance's written scope and warranty against two competing bids.

(973) 606-9985
8.

BlueHighway Insurance

4.6(106 reviews) Verified

Working across Rhode Island, BlueHighway Insurance has turned dependable auto insurance service into repeat business. A 4.6-star average over 106 reviews reflects how it treats repeat customers. Demand around Providence and Cranston keeps Rhode Island calendars full, so early quote requests get the best slots. As with any Rhode Island hire, weigh BlueHighway Insurance's written scope and warranty against two competing bids.

(619) 305-1464
9.

FirstGear Auto Insurance

4.7(117 reviews)

A shortlist for average cost of car insurance in Rhode Island is not complete without FirstGear Auto Insurance. Customers rate it 4.7 stars across 117 reviews and past clients single out fast scheduling. Demand around Providence and Cranston keeps Rhode Island calendars full, so early quote requests get the best slots. Put FirstGear Auto Insurance side by side with the other Rhode Island companies on this page, then let written quotes settle it.

(248) 593-0131
10.

CoverPoint Insurance Solutions

4.8(128 reviews)

Rhode Island residents weighing average cost of car insurance often end up comparing CoverPoint Insurance Solutions against the rest of the field. A 4.8-star average over 128 reviews reflects how it treats repeat customers. Its Rhode Island footprint concentrates where the work is - Providence, Cranston, and the communities in between. Call to confirm availability in your part of Rhode Island, and ask CoverPoint Insurance Solutions for references from recent local jobs.

(702) 760-6722

Auto Insurance in Rhode Island: Key Numbers

Population

1,097,379

#43 largest state, 2020 Census

License verification

Rhode Island Contractors' Registration & Licensing Board

Contractors are licensed at the state level - verify before hiring.

Largest metro areas

Providence · Cranston · Warwick

Where Rhode Island demand concentrates

Sources: U.S. Census Bureau, 2020 Census (April 1, 2020).

How much does average cost of car insurance cost in Rhode Island?
Average Cost of Car Insurance pricing in Rhode Island depends on scope, materials, local labor rates, and the provider. Costs in larger metros often run higher than in rural areas. Compare at least three written quotes from Rhode Island providers.
Are auto insurance contractors in Rhode Island licensed and insured?
Licensing and insurance requirements for auto insurance work vary by state and municipality. Before hiring any Rhode Island auto insurance company, confirm it holds the proper state license, carries liability insurance, and can provide references.
How do I choose the best auto insurance company in Rhode Island?
Compare provider ratings, read what past customers liked and disliked, verify licensing and insurance, and request written quotes from several Rhode Island companies. The list above ranks top-rated auto insurance providers serving homeowners across the state.