Auto Insurance · Local service

Average Cost of Car Insurance in Texas

Compare professionals serving Texas.

Homeowners in Texas researching average cost of car insurance face different prices, rules, and provider availability across Houston, Dallas, and smaller communities. This local guide connects the national average cost of car insurance advice with Texas labor costs, licensing checks, cities, and professionals who serve the state.

Professionals serving Texas

Texas's Top Auto Insurance Companies, Reviewed

Short profiles of every provider on this page - what each one handles, how customers rate them, and how they fit the Texas market for average cost of car insurance.

1.

US 911 Auto Insurance

4.9(1718 reviews) VerifiedFeatured

US 911 Auto Insurance connects Texas homeowners to vetted local auto insurance pros through a single nationwide line. Core services run from bundle & save to auto + home bundles, so most residential jobs stay in-house. Demand around Houston and Dallas keeps Texas calendars full, so early quote requests get the best slots. Compare US 911 Auto Insurance against the rest of this Texas list on licensing, reviews, and the clarity of its quote.

(888) 524-1338
2.

ShieldWay Auto Insurance

4.5(40 reviews) Verified

For many Texas households, ShieldWay Auto Insurance is the first call for average cost of car insurance. A 4.5-star average over 40 reviews reflects how it treats repeat customers. Texas licenses many trades locally rather than statewide, so confirm insurance and local registration when you request a quote. Compare ShieldWay Auto Insurance against the rest of this Texas list on licensing, reviews, and the clarity of its quote.

(213) 376-0295
3.

TrueRate Auto Insurance

4.6(51 reviews)

TrueRate Auto Insurance serves Texas homeowners with a focus on doing auto insurance work right the first time. Customers rate it 4.6 stars across 51 reviews and past clients single out fair, upfront pricing. Texas licenses many trades locally rather than statewide, so confirm insurance and local registration when you request a quote. Compare TrueRate Auto Insurance against the rest of this Texas list on licensing, reviews, and the clarity of its quote.

(609) 798-9937
4.

DriveSure Insurance Group

4.7(62 reviews)

On Texas provider lists for average cost of car insurance, DriveSure Insurance Group earns its place near the top. The company quotes work in writing up front, which makes it easy to compare against other bids. It competes in the country's #2 largest state market - about 29.1 million residents - where auto insurance demand stays steady. Call to confirm availability in your part of Texas, and ask DriveSure Insurance Group for references from recent local jobs.

(305) 810-8298
5.

ClearLane Auto Insurance

4.8(73 reviews) Verified

Working across Texas, ClearLane Auto Insurance has turned dependable auto insurance service into repeat business. The company quotes work in writing up front, which makes it easy to compare against other bids. Its Texas footprint concentrates where the work is - Houston, Dallas, and the communities in between. Call to confirm availability in your part of Texas, and ask ClearLane Auto Insurance for references from recent local jobs.

(813) 592-7326
6.

SafeMile Insurance Co.

4.9(84 reviews)

A shortlist for average cost of car insurance in Texas is not complete without SafeMile Insurance Co. A 4.9-star average over 84 reviews reflects how it treats repeat customers. Its Texas footprint concentrates where the work is - Houston, Dallas, and the communities in between. Request a written quote from SafeMile Insurance Co. and at least two other Texas providers before you commit.

(504) 977-0531
7.

PrimeRoad Auto Insurance

4.5(95 reviews)

Texas residents weighing average cost of car insurance often end up comparing PrimeRoad Auto Insurance against the rest of the field. A 4.5-star average over 95 reviews reflects how it treats repeat customers. Its Texas footprint concentrates where the work is - Houston, Dallas, and the communities in between. A quick call tells you how soon PrimeRoad Auto Insurance can start in your corner of Texas and what a visit will cost.

(973) 606-9985
8.

BlueHighway Insurance

4.6(106 reviews) Verified

When auto insurance problems cannot wait, BlueHighway Insurance is a name Texas homeowners pass along. The company quotes work in writing up front, which makes it easy to compare against other bids. Its Texas footprint concentrates where the work is - Houston, Dallas, and the communities in between. A quick call tells you how soon BlueHighway Insurance can start in your corner of Texas and what a visit will cost.

(619) 305-1464
9.

FirstGear Auto Insurance

4.7(117 reviews)

FirstGear Auto Insurance ranks among the Texas auto insurance companies homeowners shortlist most often. Core services run from full coverage to liability coverage, so most residential jobs stay in-house. Its Texas footprint concentrates where the work is - Houston, Dallas, and the communities in between. Call to confirm availability in your part of Texas, and ask FirstGear Auto Insurance for references from recent local jobs.

(248) 593-0131
10.

CoverPoint Insurance Solutions

4.8(128 reviews)

Homeowners across Texas regularly turn to CoverPoint Insurance Solutions when they need average cost of car insurance. Reviewers most often mention on-time arrival and friendly, professional technicians. Demand around Houston and Dallas keeps Texas calendars full, so early quote requests get the best slots. As with any Texas hire, weigh CoverPoint Insurance Solutions's written scope and warranty against two competing bids.

(702) 760-6722

Know the Texas Market

Population

29,145,505

#2 largest state, 2020 Census

License verification

Texas Dept. of Licensing & Regulation (electrical, HVAC; plumbing via TSBPE)

Licensing is handled locally in this state - confirm insurance and local registration.

Largest metro areas

Houston · Dallas · San Antonio

Where Texas demand concentrates

Sources: U.S. Census Bureau, 2020 Census (April 1, 2020).

How much does average cost of car insurance cost in Texas?
Average Cost of Car Insurance pricing in Texas depends on scope, materials, local labor rates, and the provider. Costs in larger metros often run higher than in rural areas. Compare at least three written quotes from Texas providers.
Are auto insurance contractors in Texas licensed and insured?
Licensing and insurance requirements for auto insurance work vary by state and municipality. Before hiring any Texas auto insurance company, confirm it holds the proper state license, carries liability insurance, and can provide references.
How do I choose the best auto insurance company in Texas?
Compare provider ratings, read what past customers liked and disliked, verify licensing and insurance, and request written quotes from several Texas companies. The list above ranks top-rated auto insurance providers serving homeowners across the state.