Auto Insurance · Local service

Cheap Car Insurance in Tennessee

Compare professionals serving Tennessee.

Homeowners in Tennessee researching cheap car insurance face different prices, rules, and provider availability across Nashville, Memphis, and smaller communities. This local guide connects the national cheap car insurance advice with Tennessee labor costs, licensing checks, cities, and professionals who serve the state.

Professionals serving Tennessee

Who to Call in Tennessee: Top Auto Insurance Companies

Here is how each auto insurance company on this list earns its spot, with real Tennessee market context behind every recommendation.

1.

US 911 Auto Insurance

4.9(1718 reviews) VerifiedFeatured

US 911 Auto Insurance answers around the clock and pairs Tennessee homeowners with vetted auto insurance pros nearby. The company quotes work in writing up front, which makes it easy to compare against other bids. Before booking, credentials are easy to check: Tennessee contractor licensing runs through the Tennessee Board for Licensing Contractors. Put US 911 Auto Insurance side by side with the other Tennessee companies on this page, then let written quotes settle it.

(888) 524-1338
2.

ShieldWay Auto Insurance

4.5(40 reviews) Verified

When auto insurance problems cannot wait, ShieldWay Auto Insurance is a name Tennessee homeowners pass along. The company quotes work in writing up front, which makes it easy to compare against other bids. Before booking, credentials are easy to check: Tennessee contractor licensing runs through the Tennessee Board for Licensing Contractors. As with any Tennessee hire, weigh ShieldWay Auto Insurance's written scope and warranty against two competing bids.

(213) 376-0295
3.

TrueRate Auto Insurance

4.6(51 reviews)

TrueRate Auto Insurance ranks among the Tennessee auto insurance companies homeowners shortlist most often. Customers rate it 4.6 stars across 51 reviews and past clients single out fair, upfront pricing. Demand around Nashville and Memphis keeps Tennessee calendars full, so early quote requests get the best slots. Compare TrueRate Auto Insurance against the rest of this Tennessee list on licensing, reviews, and the clarity of its quote.

(609) 798-9937
4.

DriveSure Insurance Group

4.7(62 reviews)

Homeowners across Tennessee regularly turn to DriveSure Insurance Group when they need cheap car insurance. A 4.7-star average over 62 reviews reflects how it treats repeat customers. Its Tennessee footprint concentrates where the work is - Nashville, Memphis, and the communities in between. Call to confirm availability in your part of Tennessee, and ask DriveSure Insurance Group for references from recent local jobs.

(305) 810-8298
5.

ClearLane Auto Insurance

4.8(73 reviews) Verified

Few auto insurance providers serving Tennessee come up in side-by-side comparisons as often as ClearLane Auto Insurance. A 4.8-star average over 73 reviews reflects how it treats repeat customers. It competes in the country's #16 largest state market - about 6.9 million residents - where auto insurance demand stays steady. Call to confirm availability in your part of Tennessee, and ask ClearLane Auto Insurance for references from recent local jobs.

(813) 592-7326
6.

SafeMile Insurance Co.

4.9(84 reviews)

Tennessee homeowners researching cheap car insurance will quickly run into SafeMile Insurance Co. - and for good reason. The company quotes work in writing up front, which makes it easy to compare against other bids. It competes in the country's #16 largest state market - about 6.9 million residents - where auto insurance demand stays steady. Call to confirm availability in your part of Tennessee, and ask SafeMile Insurance Co. for references from recent local jobs.

(504) 977-0531
7.

PrimeRoad Auto Insurance

4.5(95 reviews)

Among the auto insurance companies serving Tennessee, PrimeRoad Auto Insurance stands out for consistency. The company quotes work in writing up front, which makes it easy to compare against other bids. It competes in the country's #16 largest state market - about 6.9 million residents - where auto insurance demand stays steady. Request a written quote from PrimeRoad Auto Insurance and at least two other Tennessee providers before you commit.

(973) 606-9985
8.

BlueHighway Insurance

4.6(106 reviews) Verified

If you are gathering Tennessee quotes for cheap car insurance, BlueHighway Insurance belongs on the shortlist. Its business details carry a verified badge in this directory, checked by our listings team. It competes in the country's #16 largest state market - about 6.9 million residents - where auto insurance demand stays steady. Call to confirm availability in your part of Tennessee, and ask BlueHighway Insurance for references from recent local jobs.

(619) 305-1464
9.

FirstGear Auto Insurance

4.7(117 reviews)

For many Tennessee households, FirstGear Auto Insurance is the first call for cheap car insurance. The company quotes work in writing up front, which makes it easy to compare against other bids. It competes in the country's #16 largest state market - about 6.9 million residents - where auto insurance demand stays steady. Call to confirm availability in your part of Tennessee, and ask FirstGear Auto Insurance for references from recent local jobs.

(248) 593-0131
10.

CoverPoint Insurance Solutions

4.8(128 reviews)

CoverPoint Insurance Solutions serves Tennessee homeowners with a focus on doing auto insurance work right the first time. Customers rate it 4.8 stars across 128 reviews and past clients single out on-time arrival. Before booking, credentials are easy to check: Tennessee contractor licensing runs through the Tennessee Board for Licensing Contractors. Put CoverPoint Insurance Solutions side by side with the other Tennessee companies on this page, then let written quotes settle it.

(702) 760-6722

The Tennessee Market by the Numbers

Population

6,910,840

#16 largest state, 2020 Census

License verification

Tennessee Board for Licensing Contractors

Contractors are licensed at the state level - verify before hiring.

Largest metro areas

Nashville · Memphis · Knoxville

Where Tennessee demand concentrates

Sources: U.S. Census Bureau, 2020 Census (April 1, 2020).

How much does cheap car insurance cost in Tennessee?
Cheap Car Insurance pricing in Tennessee depends on scope, materials, local labor rates, and the provider. Costs in larger metros often run higher than in rural areas. Compare at least three written quotes from Tennessee providers.
Are auto insurance contractors in Tennessee licensed and insured?
Licensing and insurance requirements for auto insurance work vary by state and municipality. Before hiring any Tennessee auto insurance company, confirm it holds the proper state license, carries liability insurance, and can provide references.
How do I choose the best auto insurance company in Tennessee?
Compare provider ratings, read what past customers liked and disliked, verify licensing and insurance, and request written quotes from several Tennessee companies. The list above ranks top-rated auto insurance providers serving homeowners across the state.