Auto Insurance · Local service

How to Choose an Auto Insurance Company in Tennessee

Compare professionals serving Tennessee.

Homeowners in Tennessee researching how to choose an auto insurance company face different prices, rules, and provider availability across Nashville, Memphis, and smaller communities. This local guide connects the national how to choose an auto insurance company advice with Tennessee labor costs, licensing checks, cities, and professionals who serve the state.

Professionals serving Tennessee

Who to Call in Tennessee: Top Auto Insurance Companies

Short profiles of every provider on this page - what each one handles, how customers rate them, and how they fit the Tennessee market for how to choose an auto insurance company.

1.

US 911 Auto Insurance

4.9(1718 reviews) VerifiedFeatured

US 911 Auto Insurance connects Tennessee homeowners to vetted local auto insurance pros through a single nationwide line. Its team handles bundle & save and auto + home bundles, alongside the rest of the usual auto insurance workload. Before booking, credentials are easy to check: Tennessee contractor licensing runs through the Tennessee Board for Licensing Contractors. Compare US 911 Auto Insurance against the rest of this Tennessee list on licensing, reviews, and the clarity of its quote.

(888) 524-1338
2.

ShieldWay Auto Insurance

4.5(40 reviews) Verified

Few auto insurance providers serving Tennessee come up in side-by-side comparisons as often as ShieldWay Auto Insurance. Core services run from auto + home bundles to full coverage, so most residential jobs stay in-house. Demand around Nashville and Memphis keeps Tennessee calendars full, so early quote requests get the best slots. Compare ShieldWay Auto Insurance against the rest of this Tennessee list on licensing, reviews, and the clarity of its quote.

(213) 376-0295
3.

TrueRate Auto Insurance

4.6(51 reviews)

Tennessee homeowners researching how to choose an auto insurance company will quickly run into TrueRate Auto Insurance - and for good reason. Its team handles full coverage and liability coverage, alongside the rest of the usual auto insurance workload. Demand around Nashville and Memphis keeps Tennessee calendars full, so early quote requests get the best slots. Put TrueRate Auto Insurance side by side with the other Tennessee companies on this page, then let written quotes settle it.

(609) 798-9937
4.

DriveSure Insurance Group

4.7(62 reviews)

Among the auto insurance companies serving Tennessee, DriveSure Insurance Group stands out for consistency. Core services run from liability coverage to multi-car discounts, so most residential jobs stay in-house. It competes in the country's #16 largest state market - about 6.9 million residents - where auto insurance demand stays steady. Request a written quote from DriveSure Insurance Group and at least two other Tennessee providers before you commit.

(305) 810-8298
5.

ClearLane Auto Insurance

4.8(73 reviews) Verified

If you are gathering Tennessee quotes for auto insurance work, ClearLane Auto Insurance belongs on the shortlist. Reviewers most often mention clean, tidy work areas and clear communication throughout. Its Tennessee footprint concentrates where the work is - Nashville, Memphis, and the communities in between. A quick call tells you how soon ClearLane Auto Insurance can start in your corner of Tennessee and what a visit will cost.

(813) 592-7326
6.

SafeMile Insurance Co.

4.9(84 reviews)

For many Tennessee households, SafeMile Insurance Co. is the first call for auto insurance work. Core services run from full coverage to liability coverage, so most residential jobs stay in-house. Its Tennessee footprint concentrates where the work is - Nashville, Memphis, and the communities in between. A quick call tells you how soon SafeMile Insurance Co. can start in your corner of Tennessee and what a visit will cost.

(504) 977-0531
7.

PrimeRoad Auto Insurance

4.5(95 reviews)

PrimeRoad Auto Insurance serves Tennessee homeowners with a focus on doing auto insurance work right the first time. Core services run from liability coverage to multi-car discounts, so most residential jobs stay in-house. Its Tennessee footprint concentrates where the work is - Nashville, Memphis, and the communities in between. Call to confirm availability in your part of Tennessee, and ask PrimeRoad Auto Insurance for references from recent local jobs.

(973) 606-9985
8.

BlueHighway Insurance

4.6(106 reviews) Verified

On Tennessee provider lists for how to choose an auto insurance company, BlueHighway Insurance earns its place near the top. Customers rate it 4.6 stars across 106 reviews and past clients single out honest recommendations. Its Tennessee footprint concentrates where the work is - Nashville, Memphis, and the communities in between. Request a written quote from BlueHighway Insurance and at least two other Tennessee providers before you commit.

(619) 305-1464
9.

FirstGear Auto Insurance

4.7(117 reviews)

Working across Tennessee, FirstGear Auto Insurance has turned dependable auto insurance service into repeat business. Core services run from full coverage to liability coverage, so most residential jobs stay in-house. Its Tennessee footprint concentrates where the work is - Nashville, Memphis, and the communities in between. Call to confirm availability in your part of Tennessee, and ask FirstGear Auto Insurance for references from recent local jobs.

(248) 593-0131
10.

CoverPoint Insurance Solutions

4.8(128 reviews)

A shortlist for how to choose an auto insurance company in Tennessee is not complete without CoverPoint Insurance Solutions. Customers rate it 4.8 stars across 128 reviews and past clients single out on-time arrival. Before booking, credentials are easy to check: Tennessee contractor licensing runs through the Tennessee Board for Licensing Contractors. Compare CoverPoint Insurance Solutions against the rest of this Tennessee list on licensing, reviews, and the clarity of its quote.

(702) 760-6722

Auto Insurance in Tennessee: Key Numbers

Population

6,910,840

#16 largest state, 2020 Census

License verification

Tennessee Board for Licensing Contractors

Contractors are licensed at the state level - verify before hiring.

Largest metro areas

Nashville · Memphis · Knoxville

Where Tennessee demand concentrates

Sources: U.S. Census Bureau, 2020 Census (April 1, 2020).

How much does how to choose an auto insurance company cost in Tennessee?
How to Choose an Auto Insurance Company pricing in Tennessee depends on scope, materials, local labor rates, and the provider. Costs in larger metros often run higher than in rural areas. Compare at least three written quotes from Tennessee providers.
Are auto insurance contractors in Tennessee licensed and insured?
Licensing and insurance requirements for auto insurance work vary by state and municipality. Before hiring any Tennessee auto insurance company, confirm it holds the proper state license, carries liability insurance, and can provide references.
How do I choose the best auto insurance company in Tennessee?
Compare provider ratings, read what past customers liked and disliked, verify licensing and insurance, and request written quotes from several Tennessee companies. The list above ranks top-rated auto insurance providers serving homeowners across the state.