Auto Insurance · Local service

Cheap Car Insurance in Florida

Compare professionals serving Florida.

Homeowners in Florida researching cheap car insurance face different prices, rules, and provider availability across Miami, Tampa, and smaller communities. This local guide connects the national cheap car insurance advice with Florida labor costs, licensing checks, cities, and professionals who serve the state.

Professionals serving Florida

Auto Insurance Companies Florida Homeowners Trust

Use these profiles to narrow the Florida list to two or three companies worth a written quote on cheap car insurance.

1.

US 911 Auto Insurance

4.9(1718 reviews) VerifiedFeatured

US 911 Auto Insurance answers around the clock and pairs Florida homeowners with vetted auto insurance pros nearby. A 4.9-star average over 1718 reviews reflects how it treats repeat customers. Demand around Miami and Tampa keeps Florida calendars full, so early quote requests get the best slots. Put US 911 Auto Insurance side by side with the other Florida companies on this page, then let written quotes settle it.

(888) 524-1338
2.

ShieldWay Auto Insurance

4.5(40 reviews) Verified

Few auto insurance providers serving Florida come up in side-by-side comparisons as often as ShieldWay Auto Insurance. Core services run from auto + home bundles to full coverage, so most residential jobs stay in-house. Before booking, credentials are easy to check: Florida contractor licensing runs through the Florida Dept. of Business & Professional Regulation (DBPR). Put ShieldWay Auto Insurance side by side with the other Florida companies on this page, then let written quotes settle it.

(213) 376-0295
3.

TrueRate Auto Insurance

4.6(51 reviews)

Florida homeowners researching cheap car insurance will quickly run into TrueRate Auto Insurance - and for good reason. Its team handles full coverage and liability coverage, alongside the rest of the usual auto insurance workload. Before booking, credentials are easy to check: Florida contractor licensing runs through the Florida Dept. of Business & Professional Regulation (DBPR). Put TrueRate Auto Insurance side by side with the other Florida companies on this page, then let written quotes settle it.

(609) 798-9937
4.

DriveSure Insurance Group

4.7(62 reviews)

Among the auto insurance companies serving Florida, DriveSure Insurance Group stands out for consistency. Core services run from liability coverage to multi-car discounts, so most residential jobs stay in-house. Its Florida footprint concentrates where the work is - Miami, Tampa, and the communities in between. A quick call tells you how soon DriveSure Insurance Group can start in your corner of Florida and what a visit will cost.

(305) 810-8298
5.

ClearLane Auto Insurance

4.8(73 reviews) Verified

If you are gathering Florida quotes for cheap car insurance, ClearLane Auto Insurance belongs on the shortlist. Core services run from auto + home bundles to full coverage, so most residential jobs stay in-house. It competes in the country's #3 largest state market - about 21.5 million residents - where auto insurance demand stays steady. Request a written quote from ClearLane Auto Insurance and at least two other Florida providers before you commit.

(813) 592-7326
6.

SafeMile Insurance Co.

4.9(84 reviews)

For many Florida households, SafeMile Insurance Co. is the first call for cheap car insurance. The company quotes work in writing up front, which makes it easy to compare against other bids. It competes in the country's #3 largest state market - about 21.5 million residents - where auto insurance demand stays steady. A quick call tells you how soon SafeMile Insurance Co. can start in your corner of Florida and what a visit will cost.

(504) 977-0531
7.

PrimeRoad Auto Insurance

4.5(95 reviews)

PrimeRoad Auto Insurance serves Florida homeowners with a focus on doing auto insurance work right the first time. Core services run from liability coverage to multi-car discounts, so most residential jobs stay in-house. It competes in the country's #3 largest state market - about 21.5 million residents - where auto insurance demand stays steady. A quick call tells you how soon PrimeRoad Auto Insurance can start in your corner of Florida and what a visit will cost.

(973) 606-9985
8.

BlueHighway Insurance

4.6(106 reviews) Verified

On Florida provider lists for cheap car insurance, BlueHighway Insurance earns its place near the top. Core services run from auto + home bundles to full coverage, so most residential jobs stay in-house. It competes in the country's #3 largest state market - about 21.5 million residents - where auto insurance demand stays steady. Call to confirm availability in your part of Florida, and ask BlueHighway Insurance for references from recent local jobs.

(619) 305-1464
9.

FirstGear Auto Insurance

4.7(117 reviews)

Working across Florida, FirstGear Auto Insurance has turned dependable auto insurance service into repeat business. A 4.7-star average over 117 reviews reflects how it treats repeat customers. It competes in the country's #3 largest state market - about 21.5 million residents - where auto insurance demand stays steady. Request a written quote from FirstGear Auto Insurance and at least two other Florida providers before you commit.

(248) 593-0131
10.

CoverPoint Insurance Solutions

4.8(128 reviews)

A shortlist for cheap car insurance in Florida is not complete without CoverPoint Insurance Solutions. Its team handles liability coverage and multi-car discounts, alongside the rest of the usual auto insurance workload. Before booking, credentials are easy to check: Florida contractor licensing runs through the Florida Dept. of Business & Professional Regulation (DBPR). Put CoverPoint Insurance Solutions side by side with the other Florida companies on this page, then let written quotes settle it.

(702) 760-6722

Florida Auto Insurance Market at a Glance

Population

21,538,187

#3 largest state, 2020 Census

License verification

Florida Dept. of Business & Professional Regulation (DBPR)

Contractors are licensed at the state level - verify before hiring.

Largest metro areas

Miami · Tampa · Orlando

Where Florida demand concentrates

Sources: U.S. Census Bureau, 2020 Census (April 1, 2020).

How much does cheap car insurance cost in Florida?
Cheap Car Insurance pricing in Florida depends on scope, materials, local labor rates, and the provider. Costs in larger metros often run higher than in rural areas. Compare at least three written quotes from Florida providers.
Are auto insurance contractors in Florida licensed and insured?
Licensing and insurance requirements for auto insurance work vary by state and municipality. Before hiring any Florida auto insurance company, confirm it holds the proper state license, carries liability insurance, and can provide references.
How do I choose the best auto insurance company in Florida?
Compare provider ratings, read what past customers liked and disliked, verify licensing and insurance, and request written quotes from several Florida companies. The list above ranks top-rated auto insurance providers serving homeowners across the state.