Auto Insurance · Local service

Average Cost of Car Insurance in Florida

Compare professionals serving Florida.

Homeowners in Florida researching average cost of car insurance face different prices, rules, and provider availability across Miami, Tampa, and smaller communities. This local guide connects the national average cost of car insurance advice with Florida labor costs, licensing checks, cities, and professionals who serve the state.

Professionals serving Florida

Auto Insurance Companies Florida Homeowners Trust

Use these profiles to narrow the Florida list to two or three companies worth a written quote on average cost of car insurance.

1.

US 911 Auto Insurance

4.9(1718 reviews) VerifiedFeatured

US 911 Auto Insurance connects Florida homeowners to vetted local auto insurance pros through a single nationwide line. The company quotes work in writing up front, which makes it easy to compare against other bids. Demand around Miami and Tampa keeps Florida calendars full, so early quote requests get the best slots. Put US 911 Auto Insurance side by side with the other Florida companies on this page, then let written quotes settle it.

(888) 524-1338
2.

ShieldWay Auto Insurance

4.5(40 reviews) Verified

A shortlist for average cost of car insurance in Florida is not complete without ShieldWay Auto Insurance. The company quotes work in writing up front, which makes it easy to compare against other bids. Demand around Miami and Tampa keeps Florida calendars full, so early quote requests get the best slots. Compare ShieldWay Auto Insurance against the rest of this Florida list on licensing, reviews, and the clarity of its quote.

(213) 376-0295
3.

TrueRate Auto Insurance

4.6(51 reviews)

Florida residents weighing average cost of car insurance often end up comparing TrueRate Auto Insurance against the rest of the field. Its team handles full coverage and liability coverage, alongside the rest of the usual auto insurance workload. Before booking, credentials are easy to check: Florida contractor licensing runs through the Florida Dept. of Business & Professional Regulation (DBPR). As with any Florida hire, weigh TrueRate Auto Insurance's written scope and warranty against two competing bids.

(609) 798-9937
4.

DriveSure Insurance Group

4.7(62 reviews)

When auto insurance problems cannot wait, DriveSure Insurance Group is a name Florida homeowners pass along. A 4.7-star average over 62 reviews reflects how it treats repeat customers. Its Florida footprint concentrates where the work is - Miami, Tampa, and the communities in between. Request a written quote from DriveSure Insurance Group and at least two other Florida providers before you commit.

(305) 810-8298
5.

ClearLane Auto Insurance

4.8(73 reviews) Verified

ClearLane Auto Insurance ranks among the Florida auto insurance companies homeowners shortlist most often. A 4.8-star average over 73 reviews reflects how it treats repeat customers. It competes in the country's #3 largest state market - about 21.5 million residents - where auto insurance demand stays steady. Call to confirm availability in your part of Florida, and ask ClearLane Auto Insurance for references from recent local jobs.

(813) 592-7326
6.

SafeMile Insurance Co.

4.9(84 reviews)

Homeowners across Florida regularly turn to SafeMile Insurance Co. when they need average cost of car insurance. Core services run from full coverage to liability coverage, so most residential jobs stay in-house. It competes in the country's #3 largest state market - about 21.5 million residents - where auto insurance demand stays steady. Call to confirm availability in your part of Florida, and ask SafeMile Insurance Co. for references from recent local jobs.

(504) 977-0531
7.

PrimeRoad Auto Insurance

4.5(95 reviews)

Few auto insurance providers serving Florida come up in side-by-side comparisons as often as PrimeRoad Auto Insurance. A 4.5-star average over 95 reviews reflects how it treats repeat customers. It competes in the country's #3 largest state market - about 21.5 million residents - where auto insurance demand stays steady. A quick call tells you how soon PrimeRoad Auto Insurance can start in your corner of Florida and what a visit will cost.

(973) 606-9985
8.

BlueHighway Insurance

4.6(106 reviews) Verified

Florida homeowners researching average cost of car insurance will quickly run into BlueHighway Insurance - and for good reason. Core services run from auto + home bundles to full coverage, so most residential jobs stay in-house. It competes in the country's #3 largest state market - about 21.5 million residents - where auto insurance demand stays steady. A quick call tells you how soon BlueHighway Insurance can start in your corner of Florida and what a visit will cost.

(619) 305-1464
9.

FirstGear Auto Insurance

4.7(117 reviews)

Among the auto insurance companies serving Florida, FirstGear Auto Insurance stands out for consistency. Core services run from full coverage to liability coverage, so most residential jobs stay in-house. It competes in the country's #3 largest state market - about 21.5 million residents - where auto insurance demand stays steady. Call to confirm availability in your part of Florida, and ask FirstGear Auto Insurance for references from recent local jobs.

(248) 593-0131
10.

CoverPoint Insurance Solutions

4.8(128 reviews)

If you are gathering Florida quotes for average cost of car insurance, CoverPoint Insurance Solutions belongs on the shortlist. Its team handles liability coverage and multi-car discounts, alongside the rest of the usual auto insurance workload. Demand around Miami and Tampa keeps Florida calendars full, so early quote requests get the best slots. Compare CoverPoint Insurance Solutions against the rest of this Florida list on licensing, reviews, and the clarity of its quote.

(702) 760-6722

Auto Insurance in Florida: Key Numbers

Population

21,538,187

#3 largest state, 2020 Census

License verification

Florida Dept. of Business & Professional Regulation (DBPR)

Contractors are licensed at the state level - verify before hiring.

Largest metro areas

Miami · Tampa · Orlando

Where Florida demand concentrates

Sources: U.S. Census Bureau, 2020 Census (April 1, 2020).

How much does average cost of car insurance cost in Florida?
Average Cost of Car Insurance pricing in Florida depends on scope, materials, local labor rates, and the provider. Costs in larger metros often run higher than in rural areas. Compare at least three written quotes from Florida providers.
Are auto insurance contractors in Florida licensed and insured?
Licensing and insurance requirements for auto insurance work vary by state and municipality. Before hiring any Florida auto insurance company, confirm it holds the proper state license, carries liability insurance, and can provide references.
How do I choose the best auto insurance company in Florida?
Compare provider ratings, read what past customers liked and disliked, verify licensing and insurance, and request written quotes from several Florida companies. The list above ranks top-rated auto insurance providers serving homeowners across the state.