Roofing

Metal Roof vs. Shingles Roofing Companies

Metal or shingles comes down to two questions, and neither is about looks: how long will you own this roof, and what does your climate throw at it? Shingles win short horizons and tight budgets; metal wins long ownership, hard weather, and total cost per year. Everything else is detail - priced, tested, and compared below.

Asphalt runs roughly 450 to 650 dollars per square installed and lasts 18 to 25 years. Metal runs roughly 900 to 1,600 per square and lasts 40 to 70. That gap - double the money for two to three times the life - is the entire decision, and this page helps you run it for your house instead of the average one.

Roofing labor benchmark (U.S.)

Nationwide, Roofers earn a median of $55,440/yr. Labor is the biggest driver of roofing pricing, so costs run higher in states with higher trade wages - pick your state below for local figures.

Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), 2025 · SOC 47-2181

The Short Answer: Your Horizon and Your Climate Decide

Staying under ten years in a mild climate: shingles, almost every time - you will not own the years metal is selling. Staying fifteen-plus, or living where hail, hurricanes, wildfire risk, or heavy snow do the negotiating: metal starts winning on math, not taste. In between, the tiebreakers below - repairs, installers, HOA rules, resale - decide it.

The Side-by-Side Comparison

  • Upfront cost: shingles roughly 450 to 650 per square installed; metal roughly 900 to 1,600
  • Lifespan: shingles 18 to 25 years real-world; metal 40 to 70
  • Maintenance: shingles need detail repairs as they age; metal needs fastener checks on exposed-fastener systems, little else
  • Weather: quality metal carries top hail and wind-uplift ratings and is noncombustible; premium shingles reach Class 4 hail ratings but lift in extreme wind sooner
  • Weight: both are light enough for standard framing, unlike tile or slate
  • Repairs: any roofer fixes shingles cheaply; metal repairs need specialists and panel matching
  • Resale: metal reads as a premium feature in most markets and can earn insurance discounts; shingles are the neutral default everywhere

The 50-Year vs 20-Year Math

Run cost per year of service on a 25-square roof. Architectural shingles at 14,000 dollars over 20 years cost about 700 a year - and over 50 years you buy the roof two or three times, with tear-offs, at future prices. Standing seam at 30,000 over 50 years costs about 600 a year, bought once. The metal premium is a prepayment, and the second shingle roof at year 20 is the cost nobody budgets. The catch is cash flow: the premium is real money today, and current local pricing puts hard numbers into this math for your roof size.

Metal Myths, Tested

Rain noise

Modern metal installs over solid decking and underlayment, not open purlins like a barn. Interior rain noise measures within a few decibels of asphalt - audible in a hard storm, not the drumming of legend.

Lightning

Metal conducts; it does not attract. Strike probability is set by height and location, not roofing material - and a noncombustible roof is arguably the better place for a strike to land.

Denting and looks

Thicker panels - 24 to 26 gauge - shrug off common hail; severe hail marks any roof, and textured profiles hide it. As for the industrial look, stamped metal now imitates shake, tile, and slate convincingly from the curb.

Where Shingles Genuinely Win

Upfront budget, universal installer availability, and painless repairs - a damaged shingle costs little to swap and any crew can do it, while metal panel work is specialist territory. Approval politics too: some HOAs and historic districts still balk at metal. And if you are selling within a few years, the buyer pays for your roof's remaining life, not its theoretical fifty.

Where Metal Genuinely Wins

Hard-weather country: heavy snow slides off standing seam, top-rated panels take hurricane-grade uplift, embers find nothing to ignite, and quality coatings shrug off decades of UV. Efficiency: reflective coatings cut summer cooling loads measurably. And solar: standing-seam clamps mount panels with zero roof penetrations - the best solar substrate in residential roofing. Insurers in hail states often discount premiums for Class 4 roofs; ask before you decide, and confirm any storm-damage claim history implications while you are at it.

Install Realities That Change the Choice

Exposed-fastener metal is the budget product: screws through the panel face, gaskets that want checking and eventual re-tightening or replacement every decade or so, and a price not far above premium shingles. Standing seam - concealed clips, no exposed penetrations, panels free to expand and contract - is the fifty-year product the reputation is built on. Treat them as different roofs when comparing bids, because a metal quote that does not name the system is hiding the difference.

The crew question

Metal's other constraint is installer scarcity: in shingle-dominated markets, competent metal crews book out and price accordingly, and installation quality decides whether you actually get the lifespan you paid for. Ask any metal bidder how many panel roofs they installed last year and whether the crew is theirs - what a quality install involves applies doubly at twice the price point.

The second-roof problem, in dollars

A shingle roof bought at 45 also gets bought at 65 - at future prices, with a tear-off each time. The homeowner comparing one 30,000 dollar metal roof against one 14,000 dollar shingle roof is comparing the wrong things; the honest comparison is one metal roof against two shingle roofs plus disposal, which is roughly a wash in nominal dollars and a win for metal after any inflation.

Resale: What Buyers and Appraisers Actually Pay For

In metal-familiar regions - snow country, coastal wind zones, wildfire states - metal reads as a premium and supports value directly. In markets where it is rare on homes, the signal is muter, though the insurance-discount story still lands. Either way, the honest move is to get both materials bid on the same roof and let real local numbers finish the argument - crews from the top-rated roofing list that install both will tell you which fits your house.

Top-Rated Roofing Companies

The fastest way to finish this comparison is two real bids on your actual roof - these top-rated companies install both materials and will price them side by side.

CompanyHeadquartersPhone
US 911 Roofing VerifiedFeatured
United States (214) 910-5863
Atlanta, GA (407) 469-7660
Denver, CO (813) 296-5692
Columbus, OH (612) 457-1138
Charlotte, NC (405) 566-0083

How to Choose a Roofing Contractor

  • Ask each company to bid both materials on identical scope - the spread tells the story.
  • For metal, confirm standing seam vs exposed fastener explicitly; they are different products.
  • Check metal crew experience specifically - panel count installed, not years in roofing.
  • Ask your insurer about Class 4 discounts before deciding; it changes the math.
  • Weigh your real ownership horizon honestly - the roof you sell early is money left on it.

Frequently Asked Questions

Is a metal roof cheaper than shingles in the long run?
Usually, if you own it long enough. Metal costs roughly double upfront but lasts two to three times longer, so its cost per year of service typically beats asphalt - and it skips the second tear-off and re-roof that shingle owners buy around year 20.
Is rain really loud on a metal roof?
Not on a modern install. Residential metal goes over solid decking and underlayment, which damps sound to within a few decibels of asphalt shingles. The barn-roof drumming people remember comes from panels over open framing - a different assembly entirely.
Do metal roofs attract lightning?
No. Lightning targets the tallest object in an area regardless of material - metal conducts a strike but does not invite one. Because metal is noncombustible, a strike on a metal roof is generally less dangerous than one on a flammable surface.
Does hail ruin metal roofs?
Quality 24 to 26 gauge panels carry Class 4 impact ratings - the highest - and shrug off common hail. Severe hail can cosmetically dent any roof, which textured profiles hide well. Note that some hail-state policies exclude cosmetic-only metal damage; read before you buy.
Can you walk on a metal roof?
Yes, carefully - installers do it constantly. Walk flat-footed near panel supports, avoid wet panels, which are far more slippery than shingles, and follow the manufacturer's guidance. For homeowners, the standing advice is the same as any roof: work from the ground.
Do metal roofs lower insurance premiums?
Often, especially in hail and wildfire states where insurers discount Class 4 impact-rated and noncombustible roofs - commonly 5 to 25 percent off the dwelling portion. Confirm with your carrier before deciding, and ask whether cosmetic hail damage would be excluded in exchange.
Can solar panels be mounted on both roof types?
Yes, but standing seam metal is the best solar substrate available: clamps grip the seams with zero roof penetrations. On shingles, mounts bolt through the roof surface - routine but permanent holes. Solar plans strengthen the metal case, since panels outlive a shingle roof.
Which roof adds more resale value, metal or shingles?
Metal generally carries the premium in regions where buyers know it - snow, coastal, hail, and wildfire markets - supported by insurance discounts and remaining-life math. In metal-rare suburbs the effect is smaller. A new roof of either type recovers most of its cost at sale.