Plumbing

How to Hire a Plumber Plumbing Companies

Unpermitted plumbing has a favorite moment to surface: the buyer's inspection on the house you're trying to sell, where a water heater with no permit or a bathroom the county never saw becomes a closing-table negotiation you lose. Plumbing is a licensed trade almost everywhere - which means the vetting system already exists, and most homeowners simply never use it.

This playbook shows you how: what the license tiers actually authorize, how to run your state's lookup in five minutes, which jobs legally require permits and who should pull them, the insurance paperwork that protects your house, and the eight questions that sort professionals from pretenders before anyone touches a pipe.

Plumbing labor benchmark (U.S.)

Nationwide, Plumbers, Pipefitters, and Steamfitters earn a median of $63,800/yr. Labor is the biggest driver of plumbing pricing, so costs run higher in states with higher trade wages - pick your state below for local figures.

Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), 2025 · SOC 47-2152

The Sale-Day Surprise: What Unpermitted Work Costs Later

Skipped permits feel free right up until the appraisal, the insurance claim, or the buyer's inspector. Then the options are retroactive permitting - opening walls to show the inspector what's inside them - renegotiating the sale price, or watching a deal die. Water damage traced to unlicensed work also gives insurers their favorite word: denied. The cheap unlicensed job is routinely the most expensive plumbing decision a homeowner makes.

License Tiers Decoded: Apprentice, Journeyman, Master

What each tier may do unsupervised

An apprentice works under supervision - never alone on your job. A journeyman has passed a trade exam and works independently on most repairs and installs. A master plumber carries the highest license, can design systems, pull permits, and run a company. Titles vary slightly by state, but the ladder is near-universal.

Whose license is on your permit

Permits are pulled under a master's license (or the company's contractor license held by one). Ask whose number goes on yours - the answer connects an accountable, board-disciplinable human to your job. Vague answers here predict vague accountability later.

Contractor license vs plumbing license

A general contractor license is a business credential; it does not authorize plumbing. Remodels are where this bites: the GC is licensed, the actual pipe work is done by whoever was cheap that week. For plumbing scope, the plumbing license is the one that counts.

Run the Lookup: Verifying a License in Five Minutes

Every licensing state runs a public lookup - search the license number or business name and you get status, tier, expiration, and usually complaint or discipline history. Do it for every finalist: lapsed licenses and borrowed numbers are more common than anyone admits. Complaint history deserves a careful read rather than a reflex - one resolved dispute in a decade is a business; a pattern of abandonment findings is a warning. If your pro works across a state line, ask which state issued the license and whether reciprocity covers your side; the permit office cares even if you don't.

References still work, too - ask for two from jobs like yours in the past year, and actually call. The question that gets honest answers: "would you use them again without getting other bids?" General vetting technique beyond plumbing lives in the contractor hiring guide.

Permits: When the Law Requires One (and Who Pulls It)

The jobs that always need permits

Water heater replacement, repipes, sewer or water-service work, gas lines, and moving drains or supply in a remodel are permit territory nearly everywhere. Like-for-like fixture swaps - a faucet, a toilet in the same spot - generally aren't. When in doubt, one call to the local building department settles it.

The homeowner-permit red flag

"You pull the homeowner permit and save money" is a flare, not a favor. Contractor-pulled permits attach the contractor's license to the inspection; homeowner permits shift the liability to you while the pro stays invisible to the county. Legitimate companies pull their own permits on permit-required jobs like water heaters as a matter of course.

Insurance and Bonding: The Paper That Protects Your House

Liability insurance pays for damage the plumber causes; workers' comp covers their tech's injury on your property so your homeowner's policy doesn't. Ask for a certificate of insurance and check the effective dates and coverage lines - a real company sends one without friction. Bonding, where required, adds a fund you can claim against for unfinished or non-compliant work.

The Handyman Line: What Non-Plumbers May Legally Touch

Most states allow unlicensed hands to do minor, like-for-like work - swap a faucet, replace a flapper, reset a toilet. The line lands where supply, drainage, gas, or anything permit-required begins. A handyman replacing your water heater isn't a bargain; it's unpermitted work with no license behind it, and it fails every test above at once.

Eight Questions That Sort Pros From Pretenders

  1. What license tier does the person on my job hold, and what's the number?
  1. Who pulls the permit - you or me?
  1. Can you send a certificate of insurance today?
  1. Who actually shows up - your techs or subcontractors?
  1. What's your labor warranty, in writing?
  1. Is the quote flat-rate or time-and-materials, and what does it exclude?
  1. How do you handle surprises found mid-job?
  1. Can you give two references from jobs like mine?

The answers that end conversations: "we don't really need a permit for this," "you can pull it yourself," any hesitation on insurance paperwork, and warranty terms that live only in conversation. Fair pricing context for judging their numbers lives on the plumber cost guide.

Your Shortlist, Built the Right Way

Three companies, licenses verified in the lookup, insurance certificates received, permit answers clean - then collect bids on an identical written scope and compare line by line. Or skip the legwork you've just learned: the top-rated plumbing companies directory pre-verifies licensing and insurance, with reviews and direct contact for exactly this shortlist.

Top-Rated Plumbing Companies

Everything above - license checks, insurance verification, permit accountability - is already done for the companies below. That's the point of the list: your shortlist, pre-vetted, with reviews and free quotes.

How to Choose a Plumbing Contractor

  • Run the state license lookup on every finalist - five minutes that filters most of the risk.
  • Require a certificate of insurance showing liability and workers' comp before work starts.
  • Walk away from anyone suggesting you pull a homeowner permit on their work.
  • Ask who physically shows up - employee techs or subcontractors - and whose license covers them.
  • Get the labor warranty in writing on the contract, not in conversation.

Frequently Asked Questions

What's the difference between a master plumber and a journeyman?
A journeyman has passed a trade exam and works independently on most repairs and installations. A master plumber holds the top license: they can design systems, pull permits, supervise others, and run a plumbing company. Permits are pulled under a master's or company license - ask whose number goes on yours.
How do I verify a plumber's license in my state?
Search your state licensing board's public lookup by name, business, or license number - it takes about five minutes and shows status, tier, expiration, and usually complaint history. Do it for every company you shortlist; lapsed and borrowed license numbers are more common than most homeowners expect.
What plumbing work legally requires a permit?
Nearly everywhere: water heater replacement, repipes, sewer and water-service work, gas lines, and relocating drains or supply during remodels. Generally exempt: like-for-like fixture swaps such as faucets or a toilet in the same location. One call to your building department settles any gray-zone job.
Can a handyman legally do plumbing repairs?
Minor, like-for-like work - faucet swaps, flappers, resetting a toilet - is legal for unlicensed hands in most states. Anything involving supply or drain modifications, gas, water heaters, or a permit is licensed-plumber territory. A handyman on permit-required work leaves you with no license, no permit, and no coverage.
Should the plumber or the homeowner pull the permit?
The plumber, essentially always. A contractor-pulled permit attaches their license to the inspection and makes them answerable to the board. "Pull the homeowner permit and save" shifts liability to you while keeping the contractor invisible to the county - it's a red flag dressed as a favor.
What insurance should a plumbing company show me?
Two lines: general liability, which pays for damage they cause to your home, and workers' compensation, which covers their tech's injuries so your homeowner's policy doesn't. Ask for a certificate of insurance and check dates and coverage. Real companies send one the same day without friction.
What warranty should a plumber offer on labor?
A year on workmanship is a reasonable floor for repairs and installs; longer is a genuine differentiator. The key is getting it in writing on the invoice or contract - including what voids it. Parts and equipment carry separate manufacturer warranties; the labor warranty is the company's own promise.
Is a cheap unlicensed plumber ever worth the risk?
For anything beyond a faucet-grade swap, no. The savings are borrowed against unpermitted work surfacing at resale, insurance denials after water damage, and re-doing failed work at full price. The license system exists precisely because water and gas mistakes are expensive and occasionally dangerous.