Auto Insurance · Local service

Average Cost of Car Insurance in Missouri

Compare professionals serving Missouri.

Homeowners in Missouri researching average cost of car insurance face different prices, rules, and provider availability across St. Louis, Kansas City, and smaller communities. This local guide connects the national average cost of car insurance advice with Missouri labor costs, licensing checks, cities, and professionals who serve the state.

Professionals serving Missouri

Auto Insurance Companies Missouri Homeowners Trust

Here is how each auto insurance company on this list earns its spot, with real Missouri market context behind every recommendation.

1.

US 911 Auto Insurance

4.9(1718 reviews) VerifiedFeatured

US 911 Auto Insurance answers around the clock and pairs Missouri homeowners with vetted auto insurance pros nearby. Customers rate it 4.9 stars across 1718 reviews and past clients single out nationwide 24/7 availability. Demand around St. Louis and Kansas City keeps Missouri calendars full, so early quote requests get the best slots. Put US 911 Auto Insurance side by side with the other Missouri companies on this page, then let written quotes settle it.

(888) 524-1338
2.

ShieldWay Auto Insurance

4.5(40 reviews) Verified

If you are gathering Missouri quotes for average cost of car insurance, ShieldWay Auto Insurance belongs on the shortlist. Core services run from auto + home bundles to full coverage, so most residential jobs stay in-house. Missouri licenses many trades locally rather than statewide, so confirm insurance and local registration when you request a quote. Put ShieldWay Auto Insurance side by side with the other Missouri companies on this page, then let written quotes settle it.

(213) 376-0295
3.

TrueRate Auto Insurance

4.6(51 reviews)

For many Missouri households, TrueRate Auto Insurance is the first call for average cost of car insurance. Reviewers most often mention fair, upfront pricing and clean, tidy work areas. Demand around St. Louis and Kansas City keeps Missouri calendars full, so early quote requests get the best slots. Put TrueRate Auto Insurance side by side with the other Missouri companies on this page, then let written quotes settle it.

(609) 798-9937
4.

DriveSure Insurance Group

4.7(62 reviews)

DriveSure Insurance Group serves Missouri homeowners with a focus on doing auto insurance work right the first time. A 4.7-star average over 62 reviews reflects how it treats repeat customers. It competes in the country's #19 largest state market - about 6.2 million residents - where auto insurance demand stays steady. A quick call tells you how soon DriveSure Insurance Group can start in your corner of Missouri and what a visit will cost.

(305) 810-8298
5.

ClearLane Auto Insurance

4.8(73 reviews) Verified

On Missouri provider lists for average cost of car insurance, ClearLane Auto Insurance earns its place near the top. Core services run from auto + home bundles to full coverage, so most residential jobs stay in-house. Its Missouri footprint concentrates where the work is - St. Louis, Kansas City, and the communities in between. A quick call tells you how soon ClearLane Auto Insurance can start in your corner of Missouri and what a visit will cost.

(813) 592-7326
6.

SafeMile Insurance Co.

4.9(84 reviews)

Working across Missouri, SafeMile Insurance Co. has turned dependable auto insurance service into repeat business. A 4.9-star average over 84 reviews reflects how it treats repeat customers. Its Missouri footprint concentrates where the work is - St. Louis, Kansas City, and the communities in between. Call to confirm availability in your part of Missouri, and ask SafeMile Insurance Co. for references from recent local jobs.

(504) 977-0531
7.

PrimeRoad Auto Insurance

4.5(95 reviews)

A shortlist for average cost of car insurance in Missouri is not complete without PrimeRoad Auto Insurance. The company quotes work in writing up front, which makes it easy to compare against other bids. Its Missouri footprint concentrates where the work is - St. Louis, Kansas City, and the communities in between. Request a written quote from PrimeRoad Auto Insurance and at least two other Missouri providers before you commit.

(973) 606-9985
8.

BlueHighway Insurance

4.6(106 reviews) Verified

Missouri residents weighing average cost of car insurance often end up comparing BlueHighway Insurance against the rest of the field. Its team handles auto + home bundles and full coverage, alongside the rest of the usual auto insurance workload. Its Missouri footprint concentrates where the work is - St. Louis, Kansas City, and the communities in between. A quick call tells you how soon BlueHighway Insurance can start in your corner of Missouri and what a visit will cost.

(619) 305-1464
9.

FirstGear Auto Insurance

4.7(117 reviews)

When auto insurance problems cannot wait, FirstGear Auto Insurance is a name Missouri homeowners pass along. The company quotes work in writing up front, which makes it easy to compare against other bids. Its Missouri footprint concentrates where the work is - St. Louis, Kansas City, and the communities in between. Request a written quote from FirstGear Auto Insurance and at least two other Missouri providers before you commit.

(248) 593-0131
10.

CoverPoint Insurance Solutions

4.8(128 reviews)

CoverPoint Insurance Solutions ranks among the Missouri auto insurance companies homeowners shortlist most often. Reviewers most often mention on-time arrival and friendly, professional technicians. Demand around St. Louis and Kansas City keeps Missouri calendars full, so early quote requests get the best slots. As with any Missouri hire, weigh CoverPoint Insurance Solutions's written scope and warranty against two competing bids.

(702) 760-6722

Know the Missouri Market

Population

6,154,913

#19 largest state, 2020 Census

License verification

Missouri (contractor licensing is handled by local jurisdictions)

Licensing is handled locally in this state - confirm insurance and local registration.

Largest metro areas

St. Louis · Kansas City · Springfield

Where Missouri demand concentrates

Sources: U.S. Census Bureau, 2020 Census (April 1, 2020).

How much does average cost of car insurance cost in Missouri?
Average Cost of Car Insurance pricing in Missouri depends on scope, materials, local labor rates, and the provider. Costs in larger metros often run higher than in rural areas. Compare at least three written quotes from Missouri providers.
Are auto insurance contractors in Missouri licensed and insured?
Licensing and insurance requirements for auto insurance work vary by state and municipality. Before hiring any Missouri auto insurance company, confirm it holds the proper state license, carries liability insurance, and can provide references.
How do I choose the best auto insurance company in Missouri?
Compare provider ratings, read what past customers liked and disliked, verify licensing and insurance, and request written quotes from several Missouri companies. The list above ranks top-rated auto insurance providers serving homeowners across the state.