Auto Insurance · Local service

Average Cost of Car Insurance in Colorado

Compare professionals serving Colorado.

Homeowners in Colorado researching average cost of car insurance face different prices, rules, and provider availability across Denver, Colorado Springs, and smaller communities. This local guide connects the national average cost of car insurance advice with Colorado labor costs, licensing checks, cities, and professionals who serve the state.

Professionals serving Colorado

Colorado's Top Auto Insurance Companies, Reviewed

Use these profiles to narrow the Colorado list to two or three companies worth a written quote on average cost of car insurance.

1.

US 911 Auto Insurance

4.9(1718 reviews) VerifiedFeatured

US 911 Auto Insurance is the featured pick on this page: one call reaches screened auto insurance professionals across Colorado. Core services run from bundle & save to auto + home bundles, so most residential jobs stay in-house. Colorado licenses many trades locally rather than statewide, so confirm insurance and local registration when you request a quote. As with any Colorado hire, weigh US 911 Auto Insurance's written scope and warranty against two competing bids.

(888) 524-1338
2.

ShieldWay Auto Insurance

4.5(40 reviews) Verified

When auto insurance problems cannot wait, ShieldWay Auto Insurance is a name Colorado homeowners pass along. Its team handles auto + home bundles and full coverage, alongside the rest of the usual auto insurance workload. Colorado licenses many trades locally rather than statewide, so confirm insurance and local registration when you request a quote. As with any Colorado hire, weigh ShieldWay Auto Insurance's written scope and warranty against two competing bids.

(213) 376-0295
3.

TrueRate Auto Insurance

4.6(51 reviews)

TrueRate Auto Insurance ranks among the Colorado auto insurance companies homeowners shortlist most often. Its team handles full coverage and liability coverage, alongside the rest of the usual auto insurance workload. Colorado licenses many trades locally rather than statewide, so confirm insurance and local registration when you request a quote. As with any Colorado hire, weigh TrueRate Auto Insurance's written scope and warranty against two competing bids.

(609) 798-9937
4.

DriveSure Insurance Group

4.7(62 reviews)

Homeowners across Colorado regularly turn to DriveSure Insurance Group when they need average cost of car insurance. The company quotes work in writing up front, which makes it easy to compare against other bids. Its Colorado footprint concentrates where the work is - Denver, Colorado Springs, and the communities in between. A quick call tells you how soon DriveSure Insurance Group can start in your corner of Colorado and what a visit will cost.

(305) 810-8298
5.

ClearLane Auto Insurance

4.8(73 reviews) Verified

Few auto insurance providers serving Colorado come up in side-by-side comparisons as often as ClearLane Auto Insurance. Its business details carry a verified badge in this directory, checked by our listings team. It competes in the country's #21 largest state market - about 5.8 million residents - where auto insurance demand stays steady. Call to confirm availability in your part of Colorado, and ask ClearLane Auto Insurance for references from recent local jobs.

(813) 592-7326
6.

SafeMile Insurance Co.

4.9(84 reviews)

Colorado homeowners researching average cost of car insurance will quickly run into SafeMile Insurance Co. - and for good reason. Core services run from full coverage to liability coverage, so most residential jobs stay in-house. It competes in the country's #21 largest state market - about 5.8 million residents - where auto insurance demand stays steady. A quick call tells you how soon SafeMile Insurance Co. can start in your corner of Colorado and what a visit will cost.

(504) 977-0531
7.

PrimeRoad Auto Insurance

4.5(95 reviews)

Among the auto insurance companies serving Colorado, PrimeRoad Auto Insurance stands out for consistency. The company quotes work in writing up front, which makes it easy to compare against other bids. It competes in the country's #21 largest state market - about 5.8 million residents - where auto insurance demand stays steady. Request a written quote from PrimeRoad Auto Insurance and at least two other Colorado providers before you commit.

(973) 606-9985
8.

BlueHighway Insurance

4.6(106 reviews) Verified

If you are gathering Colorado quotes for average cost of car insurance, BlueHighway Insurance belongs on the shortlist. The company quotes work in writing up front, which makes it easy to compare against other bids. It competes in the country's #21 largest state market - about 5.8 million residents - where auto insurance demand stays steady. Request a written quote from BlueHighway Insurance and at least two other Colorado providers before you commit.

(619) 305-1464
9.

FirstGear Auto Insurance

4.7(117 reviews)

For many Colorado households, FirstGear Auto Insurance is the first call for average cost of car insurance. A 4.7-star average over 117 reviews reflects how it treats repeat customers. It competes in the country's #21 largest state market - about 5.8 million residents - where auto insurance demand stays steady. A quick call tells you how soon FirstGear Auto Insurance can start in your corner of Colorado and what a visit will cost.

(248) 593-0131
10.

CoverPoint Insurance Solutions

4.8(128 reviews)

CoverPoint Insurance Solutions serves Colorado homeowners with a focus on doing auto insurance work right the first time. Its team handles liability coverage and multi-car discounts, alongside the rest of the usual auto insurance workload. Colorado licenses many trades locally rather than statewide, so confirm insurance and local registration when you request a quote. Put CoverPoint Insurance Solutions side by side with the other Colorado companies on this page, then let written quotes settle it.

(702) 760-6722

The Colorado Market by the Numbers

Population

5,773,714

#21 largest state, 2020 Census

License verification

Colorado DORA (trade licenses; general contracting is licensed locally)

Licensing is handled locally in this state - confirm insurance and local registration.

Largest metro areas

Denver · Colorado Springs · Aurora

Where Colorado demand concentrates

Sources: U.S. Census Bureau, 2020 Census (April 1, 2020).

How much does average cost of car insurance cost in Colorado?
Average Cost of Car Insurance pricing in Colorado depends on scope, materials, local labor rates, and the provider. Costs in larger metros often run higher than in rural areas. Compare at least three written quotes from Colorado providers.
Are auto insurance contractors in Colorado licensed and insured?
Licensing and insurance requirements for auto insurance work vary by state and municipality. Before hiring any Colorado auto insurance company, confirm it holds the proper state license, carries liability insurance, and can provide references.
How do I choose the best auto insurance company in Colorado?
Compare provider ratings, read what past customers liked and disliked, verify licensing and insurance, and request written quotes from several Colorado companies. The list above ranks top-rated auto insurance providers serving homeowners across the state.